Legal
These terms define what Kurncy is, what it is not, and what you are responsible for as a wallet user, MSB partner, or business partner. We have written them to be readable, not just thorough.
Welcome to Kurncy. These Terms and Conditions govern your use of Kurncy Wallet, the Partners for MSB program, the Partners for Business program, and associated API services (collectively, the "Services") provided by Kurncy Solutions Inc., a company incorporated under the laws of Canada.
By using any part of the Services, you agree to these Terms. If you do not agree, do not use the Services.
You must be at least 18 years old and located in a jurisdiction where using these Services is not prohibited by applicable law. By using the Services, you confirm that:
Kurncy Wallet is non-custodial. This means Kurncy does not hold, store, or have access to your private keys or recovery phrase. The practical consequences of this are important:
The Services include:
Feature availability varies by region, product version, and applicable law. Not all features are available in all jurisdictions.
Kurncy operates within frameworks that include FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) and the AMF (Autorité des marchés financiers, Québec). AML and KYC obligations apply where legally required.
For partner programs: compliance obligations depend on your specific jurisdiction, registration status, and operating model. Kurncy's compliance infrastructure is designed to support your program — it does not replace your organization's own legal and regulatory responsibilities. You must ensure your operation meets applicable requirements independently.
Identity verification may be required for certain services. You agree to provide accurate, complete documentation when requested.
You agree not to:
You agree to keep account information accurate and notify Kurncy promptly of unauthorized access or suspicious activity.
Network fees (gas), conversion fees, and platform usage fees may apply. All fees are disclosed before you confirm a transaction. Partner programs may apply additional fees per their individual agreements. Kurncy does not control third-party network fees, which are set by the underlying blockchain.
Using digital assets involves material risk. You acknowledge and accept the following:
You use the Services at your own risk.
Kurncy is a technology company. We are not a bank, broker, investment advisor, or financial institution. We do not:
Nothing on our platform or in our communications constitutes financial, legal, or investment advice. Consult qualified professionals before making financial decisions involving digital assets.
All platform software, logos, documentation, and branding are the property of Kurncy Solutions Inc. or its licensors. You may not copy, reproduce, distribute, or create derivative works without our written consent. Your feedback or suggestions submitted to Kurncy may be used without compensation or attribution.
Your privacy matters to us. How we handle your data is described in our Privacy Policy. The core commitment: Kurncy does not store your private keys and does not custody your wallet balances.
Some features are delivered through third-party providers, including fiat on-ramp and off-ramp services, exchange integrations, and banking partners. These providers operate under their own terms and conditions, which you are responsible for reviewing. Kurncy is not liable for third-party actions, fees, errors, or service interruptions.
Kurncy may update these Terms as our services evolve or legal requirements change. We will provide notice of material changes through our website or app. Continued use of the Services after changes take effect means you accept the updated Terms. If you do not agree with a change, stop using the Services before the effective date.
Kurncy may suspend or terminate access to Services if you violate these Terms, engage in fraudulent or unlawful activity, or if operational or legal requirements necessitate service changes. Because Kurncy is non-custodial, termination of a Kurncy account does not affect your access to underlying blockchain assets — your keys remain yours.
Kurncy Wallet may allow you to interact with EVM-compatible smart contracts on supported networks, including Kasplex and Igra. When doing so:
Kurncy Wallet may allow you to interact with contracts not in the official registry. You acknowledge that:
In addition to general digital asset risks, smart contract interactions carry specific risks:
Always review the full transaction details shown on screen before signing. Kurncy does not audit third-party contracts and accepts no liability for losses from smart contract interactions.
If you access the KaspaCom Marketplace through Kurncy Wallet, marketplace transactions are governed by KaspaCom's terms of trade available at kaspa.com/terms-trade. Where KaspaCom's marketplace terms conflict with these Terms, KaspaCom's terms govern the marketplace transaction. These Terms continue to govern your use of Kurncy services.
To the maximum extent permitted by applicable law, Kurncy Solutions Inc. is not liable for:
Services are provided "as is" and "as available." Kurncy makes no warranties, express or implied, about uninterrupted service, error-free operation, or fitness for a particular purpose.
These Terms are governed by the laws of the Province of Québec and the laws of Canada. Any dispute arising from these Terms or the Services will be resolved exclusively through the courts of Québec, Canada, unless mandatory local law in your jurisdiction requires otherwise.
For legal questions, compliance inquiries, or Terms-related support:
By using the Services you confirm that: